01
Name what changed
We listen first: what you’ve built, what’s changing and the decisions ahead. You don’t need to have it all figured out.
3LM / Process
How 3LM turns your financial picture into a working plan.
Five stages that turn what you’ve built into clear decisions, then keep those decisions current as life and markets change.
01
Five stages, one relationship
02
See the whole picture
We look across everything you own: where it is held, concentrations, hidden risks, costs, taxes and the decisions coming in the next few years.
03
Turn goals into numbers
We start with your goals and reverse engineer what it takes to reach them, so you have real numbers instead of guesses.
04
Put the plan to work
Your customized portfolio and the plan’s decisions go to work, coordinated with your CPA, attorney and other professionals.
05
Revisit as life changes
Markets, taxes and family life change. We revisit the plan, adjust and stay on top of what matters.
02
A relationship shaped around you
There is no fixed meeting schedule. Meet as often as you find valuable. If you prefer to be hands-off, we stay on top of what matters and come to you when a decision needs you.
01
Meetings that lead to decisions
Direct and understandable. You see the numbers that matter and leave knowing what happens next.
02
Your level of involvement
Every detail or just the big decisions. How often we meet and how involved you are reflects what you want.
03
When a new decision comes up
When a business, family, career or market event creates a new choice, you don’t have to wait for a scheduled meeting.
Next step
Good decisions start with better conversations
Tell us what prompted you to reach out and what decision is in front of you.