3LM / Vinya Muso

Meet Vinya Muso.

CEO and Financial Advisor at 3LM, working with physicians, executives, business owners and families who want someone on their side of the table.

Why she does this work

Vinya started 3LM with a simple conviction: when people trust you with their life’s hard-earned savings, you owe them your full attention, your honest judgment and a willingness to fight for them.

Her work centers on seeing a client’s whole financial picture: what they own, where the risks are hiding, what the taxes will cost and which decisions are coming next.

Founding 3LM gave her the independence to build a firm around that standard, and to grow it into something that lasts.

How she works

01
She looks at the whole household, not just an isolated account.
02
She tells you what she actually thinks, not just a menu of options.
03
She keeps asking one question: if this were my family’s money, what would I be asking right now?
04
She meets you at the level of involvement you want, from every detail to just the big decisions.

The education behind the advice

Each step added a new lens: business, finance, planning and investment management. Designations: CFP®, CIMA®, AAMS®.

Purdue University

Undergraduate Business Degree

The foundation: how businesses work and how value is created.

Harvard University

Master’s in Finance

Deeper expertise in markets, capital and investment analysis.

UC Berkeley

CFP® education

The planning discipline behind seeing a client’s full financial life.

Yale University

CIMA® education

Advanced investment management and portfolio construction.

What matters most

Vinya is a mother of three, and her children inspired the name 3LM. They are part of why she sees financial decisions for what they really are: decisions about people, opportunities and what money makes possible.

Recognition

Vinya’s work has been recognized by Forbes | SHOOK, AdvisorHub and ThinkAdvisor. Each honor is shown with its full context and source, and recognition earned with a prior team is never presented as an award to 3LM.

See recognition and education

Next step

Start with a conversation

Tell us what’s on your mind. You don’t need to have it all figured out first.

Schedule a conversation