Straight answers before you choose an advisor.

Physicians and healthcare professionals, executives, entrepreneurs and business owners, and individuals and families who have built meaningful wealth.

Mostly, we listen. You tell us what’s on your mind and the decisions coming up, and we talk through whether a deeper look at the whole picture makes sense. You don’t need to have it all figured out.

We don’t publish one. It comes down to your situation, how complex it is, and whether we can genuinely add value.

Fees depend on your situation, the assets we manage and the investment strategy. There isn’t one number that fits everyone, and everything is laid out in writing before you commit.

Any change follows the terms of your advisory agreement and our current Form ADV.

Yes. Notice, billing and refund details are set out in your advisory agreement.

3LM operates through LPL Financial. Your relationship documents spell out the custody and brokerage details, so it’s clear who advises and who holds your assets.

Seeing the whole picture and coordinating the pieces. Your agreement sets out exactly what we’re responsible for and what your other professionals handle.

Your relationship documents explain exactly what authority we have over your accounts, including how fees are billed.

Actively, and one client at a time. Your portfolio is built around your plan, your taxes and what you already own, not pulled from a model everyone else gets.

We bring tax, estate and trust questions into every decision, then work alongside your CPA and attorney, who handle the tax and legal work itself.

No one honestly can. Markets move, and no outcome is guaranteed. What we focus on is making sure every recommendation has a clear reason behind it.

Please don’t send account numbers, Social Security numbers or passwords through the website form. How we protect your information is covered in our privacy and security documents.

No. Technology works behind the advisor, never between you and us. It helps us see more; the judgment stays human.